At True Homes, we're committed to making your homebuying experience as smooth and stress-free as possible, and that includes the mortgage process. More Life Mortgage is a Preferred Lender for True Homes communities. Whether you're purchasing your first home or your forever home, choosing the right mortgage partner is the first step to a great experience.
True Homes, LLC has an affiliated business relationship with More Life Mortgage, LLC. You are not required to use More Life Mortgage as a condition of purchasing a True Homes home. For details, please refer to the Affiliated Business Arrangement Disclosure provided with your Home Purchase Agreement.
Trusted by over 22,000 homebuyers!
At True Homes, we believe in providing you with the best possible options for your new home, starting with your mortgage.
More Life Mortgage goes beyond financing. Their team strives to make the home financing process as straightforward as possible.
In addition to Conventional, VA, FHA, USDA, and Down Payment Assistance Programs, More Life Mortgage also offers a variety of Specialty Mortgage Programs, including:
Buy Before You Sell
Bank Statement Loans
Debt Service Coverage Ratio for Investors
Extended rate locks up to 180 days
Rate float-down options
Adjustable-rate mortgages: 5/1, 7/1, 10/1 and more
Buy Before You Sell
Bank Statement Loans
Debt Service Coverage Ratio for Investors
Extended rate locks up to 180 days
Rate float-down options
Adjustable-rate mortgages: 5/1, 7/1, 10/1 and more
More Life Mortgage's Extended Rate Lock holds your interest rate steady for up to 180 days, with no upfront fees. Once you lock, your rate stays in place for the full lock period, even if market rates climb.
Benefits:
Locking in doesn't mean missing out. If mortgage rates fall after you lock, the Float Down gives you a path to a lower rate based on then-current market pricing.
Benefits:
Additional restrictions may apply and not all borrowers will qualify. Rate lock and Float Down availability may vary by loan program. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. More Life Mortgage, LLC supports Equal Housing Opportunity | NMLS # 2748762, NC # B-230701, SC # 2748762 and NMLS # 2771052, SC # 2771052, NC # B-230701-101 and NMLS # 2843585, SC # 2843585, NC # B-230701-102, and NMLS # 2872115, SC # 2872115, NC # B-230701-103 | (www.nmlsconsumeraccess.org) | 980-375-6739 or 704-215-1272 | 421 Fayetteville St, Ste 1100, Office #1136, Raleigh, NC 27601; 2627 Brekonridge Centre Drive, Monroe, NC 28110; 885 Gold Hill Road, Office #245, Fort Mill, SC 29708; and 575 Lynnhaven Pkwy, Ste 100, Virginia Beach, VA 23452
A mortgage is more than just a loan. It's the foundation of your homeownership journey. The More Life team provides personalized guidance, simplifies the mortgage process, and helps you move into your new home with confidence.
More Life Mortgage offers competitive interest rates, no upfront lender fees, and loan solutions designed to fit your unique financial situation.
You'll work directly with experienced loan officers who guide you through every step of the mortgage process from start to finish.
The More Life team has the knowledge and experience to help a variety of borrowers navigate today's mortgage options with confidence.
Their commitment doesn't end at closing. More Life Mortgage provides continued support throughout your homeownership journey.
With over 50 years of combined experience and more than 5,000 loans closed, the More Life team has the expertise to help guide you home.
As an affiliated lending partner, More Life Mortgage works closely with your True Homes team to help create a smooth and stress-free homebuying experience.
At More Life Mortgage, mortgages are more than what they do. It's their specialty and their passion. The team takes pride in delivering a personalized experience while helping you navigate one of life's biggest milestones.
With a simple application process and one credit report, they help streamline your path to homeownership. More Life works with a wide network of trusted lenders to find solutions that fit your unique needs while saving you time and effort. Their team is dedicated to providing knowledgeable guidance, attentive service, and the support you need from application to closing and beyond.
Not sure where to start? You don’t have to navigate mortgage options alone.
At True Homes, our experienced Sales Associates are here to walk you through the financing process, answer your questions, and help you understand your options.
Once you're ready, connect with a More Life Mortgage loan officer. They can help you with the next steps toward prequalification.
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Renderings, photography, and other visual representations on this site are for illustrative purposes only. They may depict optional features, upgraded finishes, features no longer offered, or items not available in all communities due to HOA restrictions, municipal requirements, or product discontinuation. Elevation options and exterior designs shown may not reflect all available choices for a given plan or community. Actual homes, specifications, materials, and available options are subject to change without notice. Your purchase agreement governs the terms and conditions of your home purchase.
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